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Why am I denied or not being offered to pay by invoice / instalments?

When you go to the checkout to pay, an assessment may be made by our payment partners so that they can know which of the payment options available they can offer you. The assessment is individual and is based on several different factors; for example, previous payment history, how much you want to shop for and external information.

If your purchase is denied, it means that our payment partner cannot offer you the option you are applying for, for that specific purchase.